Published on

Aug 10, 2024

Fraud Strategist, EMEA

Fraud Strategist, EMEA

Fraud Strategist, EMEA

Full-time

/

Ireland

/

Remote

About the jobWho we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About The Team

Stripe's Fraud Team is committed to minimizing Stripe’s exposure to both buyer and seller fraud. The EMEA & APAC Fraud Team is responsible for building and implementing regional strategies that scalably reduce risk for Stripe and preserve a healthy financial ecosystem, while creating positive experiences for users.

As a member of the Fraud Strategy team supporting EMEA & APAC, you will be directly responsible for building strategies to mitigate buyer and seller fraud on new and existing Stripe products in the regions. You will enable safer payments for our users and help Stripe manage payments risks intelligently. The stakes are high, and you will be up against ever-evolving challenges. You will face some of the most complex and dynamic problems at the company, and the nature of your work will evolve rapidly to combat new and more sophisticated challenges to Stripe's payments integrity.

What you’ll do

Responsibilities

Focus on Fraud Risk. You will monitor buyer and seller fraud trends in EMEA and APAC, and investigate anomalous behavior at the merchant and transaction levelBuild and Monitor Regional Health Metrics. You will be responsible for defining, building, maintaining and monitoring key regional fraud health metrics. You will set targets for improvements to these key indicatorsBuild regional Fraud Strategies. You will identify key fraud protection investment opportunities for the regions for the short and long term. You will work across stakeholder groups like Data Science, Product, Engineering and Operations to scope and execute these strategiesSupport New Product and Country Launches or the Regions: You will deeply analyze fraud risks for new product and country launches and will build strategies that will mitigate those fraud risks pre and post launchInterface with external partners: You will interface with financial partners and users as required to update and educate them regarding Stripe’s fraud systemsResponsible for regional reporting: You will be responsible for reporting the status of fraud activities within the Stripe ecosystem to internal risk committees as well as external regulatory bodies across the regionsShare insights: You will communicate key updates outwards to regional stakeholders and the broader risk organization


Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements

6+ years of relevant professional experienceNaturally curious and passionate about risk prevention: if something seems off, you want to investigate what’s going on and solve root problemsDecisive, yet open to learning: you will make many critical decisions every day impacting large numbers of users and transactions. You are willing to make these difficult decisions and quickly learn and iterate from these experiences. You are skilled at using data to drive decisionsUnderstanding and empathetic to the challenges of setting up a new business: You put users first and will thoughtfully balance scaled enforcement decisions with user experienceAnalytical: You are passionate about data analysis and can frame business decisions and tradeoffs effectively through quantitative analysis and visualization. You have at least intermediate SQL skills and have experience in applying these skills in business environmentsAn excellent communicator and team player: You are able to convey complex ideas succinctly and work effectively across teamsEffective project manager: You have demonstrated project-management skills and the ability to drive execution on projects that span multiple teams both within and outside of Risk


Preferred Qualifications

Expertise with quantitative tools such as Python, R, or StataExperience with payments (particularly working with regional payment methods and regional markets), risk, or trust & safetyExperience working with machine learning teamsExperience working in fast-paced and rapidly changing start-up environments


Hybrid work at Stripe

This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

Pay and benefits

The annual salary range for this role in the primary location is €87,400 - €131,000. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

About Company

Significant growth in Operations and Finance: The 'Operations' and 'Finance' departments have seen a 36% and 23% increase in employee percentage difference, respectively, over the past year. This suggests a strategic focus on operational efficiency and financial management, likely indicating expansion and scaling efforts. Investment in Engineering and Sales: With an 11% and 18% increase in employee percentage difference in the 'Engineering' and 'Sales' departments, respectively, the company is likely focusing on product development and market expansion. This could represent opportunities for investment in technology and sales enablement tools. Rapid expansion in Healthcare Services: The 'Healthcare Services' function has experienced a 125% increase in employee percentage difference, indicating a new or significantly growing initiative within the healthcare sector. This could suggest a diversification strategy and potential for growth in health-tech solutions. Decrease in Quality Assurance and Legal functions: The 'Quality Assurance' and 'Legal' functions show a 13% increase and a stable count, respectively, with a notable three-month percentage decrease in the Legal function. This might indicate a shift in focus or restructuring in these areas, potentially affecting risk management and compliance strategies.

Total Employees

9,775

Median Employee Tenure

2.3 years

Because no one goes to school
for fighting fraud.